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Julia Kagan has written about personal finance for greater than 25 years and for Investopedia since 2014. The former editor of Consumer Reports, she is an expert in credit score and debt, retirement planning, house possession, employment points, and insurance. She is a graduate of Bryn Mawr College (A.B., history) and has an MFA in inventive nonfiction from Bennington College. The first insurance patent to be granted was including another example of an software posted was. This patent utility describes a method for rising the benefit of fixing insurance companies.